+374 10 510 000
+374 43 510 003
Կայքը գտնվում է վերափոխման փուլում
WEDDING LOANS
18%
Nominal interest rate
առավելագույն ժամկետ մարման տույժ
3.000.000 Դ
Loan amount
36 months
Loan term
Not required
Early loan repayment penalty
updated 11-09-2019, 15:34
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Consumer loans provided for weddings celebration in CAUCASUS complex |
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|
|
Creditor |
Consumer loans are provided to RA resident and non-resident individuals (from 18 to 65 years old) |
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|
Loan currency |
AMD |
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|
Loan amount |
From 500,000 AMD to 3,000,000 AMD |
|
|
Loan term |
Maximum 36 months |
|
|
Annual nominal interest rate |
18% |
|
|
Annual percentage rate of the loan |
26.49% - 89.15% |
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Loan service fee |
|
|
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Pledged asset |
Real estate and movable property, gold and jewelry |
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|
Loan to value maximum ratio |
|
|
|
Credit application review in case of positive decision |
20,000 AMD |
|
|
Loan disbursement fee |
Not required |
|
|
Late loan principal fee |
0.1% daily |
|
|
Late interest fee |
0.13% daily |
|
|
Loan early repayment |
The borrower has the right to make an early repayment of the loan: fully or partially Early repayment penalty is not applied |
|
|
Pledge appraisal |
The pledge is subject to appraisal by an independent property appraisal agency cooperating with the Organization and/or an employee of the Organization. |
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|
Repayment method |
Annuity /equated monthly installments to pay off the principal and interest/ |
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Introduction 1. In order to use the services provided within the framework of these tariffs, the Borrower shall pay the following amount for the services provided by the third parties mentioned below: ü Certificate on real estate restrictions - 10,000-22,000 AMD, ü Fee of state registration of rights - 26,000 AMD, ü Fee of notarial ratification of contract - 16,000-20,000 AMD, 2. Regardless of the third party fee rates mentioned in these terms, the fees for the services provided by the latter may change. 3. Loan interest is calculated on the active (non-overdue) balance of the loan, based on the calculation of 365 days a year. 4. The loan interest and service fees are calculated in relation to the actual loan balance. 5. The loan is provided in cash, non-cash, lump sum or in installments 6․ Required documents: Ø Identification document 7. The loan is provided at the Head Office of the Organization, "Shrjanayin", "Avan", "Davtashen", "Komitas", "Erebuni", "Harav-Arevmtyan", "Armavir", "Artashat", "Masis", "Goris", "Gyumri", " Vanadzor "," Abovyan "," Hrazdan "," Echmiadzin "," Martuni "," Ijevan " branches. 8. The factors for making a positive loan decision are the following: § Compliance of the Borrower, Pledge and Guarantor (if any) with the requirements set forth in this document § The sum of overdue liabilities during the 12 months preceding the time of application shall not exceed 60 days. 9. The factors for loan rejection are the following: Ø Incompliance of the Borrwer and/ or Plegde to the requirements set forth in this document. 10. Making a decision on the loan application after submitting the required documents, informing the borrower within 5 working days. 11. Provision of loan within up to 2 working days after submitting all required documents 12․ In case of gold collateral, making a decision on the loan application, informing the borrower and providing it in 1-5 minutes. 13. As a rule, any amount deposited for the purpose of loan repayment is directed by the Organization to the repayment of the amounts to be paid to the Organization by the Customer by virtue of loan agreement at the time of depositing, including penalties, service fees, interest, Loan amount repayment. The organization has the right to define a different order of amounts to be paid in the contract with the Customer. 14. Changes in foreign exchange rates can affect loan repayments as well as the actual annual interest rate. 15. The basis for calculating the interest rates on foreign currency loans (if available, service fees, fines, penalties), as well as the actual annual interest rate, is the current exchange rate set by the Central Bank of the Republic of Armenia. 16. In case of early repayment of the loan by the Customer, the loan interest amounts and the service fees, if any, are proportionally reduced if the latter is accrued on a daily basis, while the payments made to third parties are not subject to reduction. 17. Tariffs for non-financial services, including terms of provision of statements, copies of contracts and other information are published on the official website of the Organization: www.fastcredit.am, as well as posted in the places of business of the Organization. 17. WARNING: IF THE INTEREST AMOUNTS, LOAN AMOUNT, SERVICE FEES ARE NOT PAID IN TIME THE PLEDGED PROPERTY CAN BE CONFISCATED BY THE PROCEDURE ESTABLISHED BY LAW. 18. ATTENTION: IN CASE OF NOT FULFILLMENT OR INCOMPLETE FULFILLMENT OF THE OBLIGATIONS BY YOU, THE ORGANIZATION SENDS THOSE DATA TO THE CREDIT BUREAUWITHIN 3 WORKING DAYS WHERE YOUR CREDIT HISTORY IS FORMED. YOU HAVE THE RIGHT TO GET YOUR CREDIT HISTORY FROM THE CREDIT BUREAU FREE OF CHARGE ONCE EVERY YEAR. ATTENTION: BAD CREDIT HISTORY MAY HINDER RECEIVING A LOAN IN THE FUTURE. 19. ATTENTION: LOAN INTEREST AMOUNTS ARE CALCULATED BASED ON THE NOMINAL INTEREST RATE, WHILE THE ACTUAL ANNUAL INTEREST RATE SHOWS HOW MUCH THE LOAN, INTEREST AMOUNT AND OTHER PAYMENTS WILL COST IN CASE OF PAYING IN THE ESTABLISHED TIME AND AMOUNT. ACTUAL ANNUAL INTEREST RATE CALCULATION PROCEDURE IS POSTED ON THE OFFICIAL WEBSITE OF THE ORGANIZATION (www.fastcredit.am). 20. ATTENTION: YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION IN THE MANNER PREFERRED BY YOU BY MAIL OR ELECTRONICALLY. GETTING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, IS FREE OF RISK OF LOSS OF PAPER INFORMATION AND ENSURES PRIVACY. 21. ATTENTION: YOUR "FINANCIAL DIRECOTRY" IS AN ELECTRONIC SYSTEM THAT MAKES IT EASIER FOR YOU TO SEARCH AND COMPARE SERVICES PROVIDED TO NATURAL PERSONS AND CHOOSE THE MOST EFFECTIVE OPTION FOR YOU. |
18% 3.000.000 ֏ 36months Not required
Nominal interest Loan Loan Early loan
rate amount term repayment penalty
updated 11-09-2019, 15:34
|
Consumer loans provided for weddings celebration in CAUCASUS complex |
|
|
|
Creditor |
Consumer loans are provided to RA resident and non-resident individuals (from 18 to 65 years old) |
|
|
Loan currency |
AMD |
|
|
Loan amount |
From 500,000 AMD to 3,000,000 AMD |
|
|
Loan term |
Maximum 36 months |
|
|
Annual nominal interest rate |
18% |
|
|
Annual percentage rate of the loan |
26.49% - 89.15% |
|
|
Loan service fee |
|
|
|
Pledged asset |
Real estate and movable property, gold and jewelry |
|
|
Loan to value maximum ratio |
|
|
|
Credit application review in case of positive decision |
20,000 AMD |
|
|
Loan disbursement fee |
Not required |
|
|
Late loan principal fee |
0.1% daily |
|
|
Late interest fee |
0.13% daily |
|
|
Loan early repayment |
The borrower has the right to make an early repayment of the loan: fully or partially Early repayment penalty is not applied |
|
|
Pledge appraisal |
The pledge is subject to appraisal by an independent property appraisal agency cooperating with the Organization and/or an employee of the Organization. |
|
|
Repayment method |
Annuity /equated monthly installments to pay off the principal and interest/ |
|
|
Introduction 1. In order to use the services provided within the framework of these tariffs, the Borrower shall pay the following amount for the services provided by the third parties mentioned below: ü Certificate on real estate restrictions - 10,000-22,000 AMD, ü Fee of state registration of rights - 26,000 AMD, ü Fee of notarial ratification of contract - 16,000-20,000 AMD, 2. Regardless of the third party fee rates mentioned in these terms, the fees for the services provided by the latter may change. 3. Loan interest is calculated on the active (non-overdue) balance of the loan, based on the calculation of 365 days a year. 4. The loan interest and service fees are calculated in relation to the actual loan balance. 5. The loan is provided in cash, non-cash, lump sum or in installments 6․ Required documents: Ø Identification document 7. The loan is provided at the Head Office of the Organization, "Shrjanayin", "Avan", "Davtashen", "Komitas", "Erebuni", "Harav-Arevmtyan", "Armavir", "Artashat", "Masis", "Goris", "Gyumri", " Vanadzor "," Abovyan "," Hrazdan "," Echmiadzin "," Martuni "," Ijevan " branches. 8. The factors for making a positive loan decision are the following: § Compliance of the Borrower, Pledge and Guarantor (if any) with the requirements set forth in this document § The sum of overdue liabilities during the 12 months preceding the time of application shall not exceed 60 days. 9. The factors for loan rejection are the following: Ø Incompliance of the Borrwer and/ or Plegde to the requirements set forth in this document. 10. Making a decision on the loan application after submitting the required documents, informing the borrower within 5 working days. 11. Provision of loan within up to 2 working days after submitting all required documents 12․ In case of gold collateral, making a decision on the loan application, informing the borrower and providing it in 1-5 minutes. 13. As a rule, any amount deposited for the purpose of loan repayment is directed by the Organization to the repayment of the amounts to be paid to the Organization by the Customer by virtue of loan agreement at the time of depositing, including penalties, service fees, interest, Loan amount repayment. The organization has the right to define a different order of amounts to be paid in the contract with the Customer. 14. Changes in foreign exchange rates can affect loan repayments as well as the actual annual interest rate. 15. The basis for calculating the interest rates on foreign currency loans (if available, service fees, fines, penalties), as well as the actual annual interest rate, is the current exchange rate set by the Central Bank of the Republic of Armenia. 16. In case of early repayment of the loan by the Customer, the loan interest amounts and the service fees, if any, are proportionally reduced if the latter is accrued on a daily basis, while the payments made to third parties are not subject to reduction. 17. Tariffs for non-financial services, including terms of provision of statements, copies of contracts and other information are published on the official website of the Organization: www.fastcredit.am, as well as posted in the places of business of the Organization. 17. WARNING: IF THE INTEREST AMOUNTS, LOAN AMOUNT, SERVICE FEES ARE NOT PAID IN TIME THE PLEDGED PROPERTY CAN BE CONFISCATED BY THE PROCEDURE ESTABLISHED BY LAW. 18. ATTENTION: IN CASE OF NOT FULFILLMENT OR INCOMPLETE FULFILLMENT OF THE OBLIGATIONS BY YOU, THE ORGANIZATION SENDS THOSE DATA TO THE CREDIT BUREAUWITHIN 3 WORKING DAYS WHERE YOUR CREDIT HISTORY IS FORMED. YOU HAVE THE RIGHT TO GET YOUR CREDIT HISTORY FROM THE CREDIT BUREAU FREE OF CHARGE ONCE EVERY YEAR. ATTENTION: BAD CREDIT HISTORY MAY HINDER RECEIVING A LOAN IN THE FUTURE. 19. ATTENTION: LOAN INTEREST AMOUNTS ARE CALCULATED BASED ON THE NOMINAL INTEREST RATE, WHILE THE ACTUAL ANNUAL INTEREST RATE SHOWS HOW MUCH THE LOAN, INTEREST AMOUNT AND OTHER PAYMENTS WILL COST IN CASE OF PAYING IN THE ESTABLISHED TIME AND AMOUNT. ACTUAL ANNUAL INTEREST RATE CALCULATION PROCEDURE IS POSTED ON THE OFFICIAL WEBSITE OF THE ORGANIZATION (www.fastcredit.am). 20. ATTENTION: YOU HAVE THE RIGHT TO COMMUNICATE WITH THE FINANCIAL ORGANIZATION IN THE MANNER PREFERRED BY YOU BY MAIL OR ELECTRONICALLY. GETTING INFORMATION ELECTRONICALLY IS THE MOST CONVENIENT. IT IS AVAILABLE 24/7, IS FREE OF RISK OF LOSS OF PAPER INFORMATION AND ENSURES PRIVACY. 21. ATTENTION: YOUR "FINANCIAL DIRECOTRY" IS AN ELECTRONIC SYSTEM THAT MAKES IT EASIER FOR YOU TO SEARCH AND COMPARE SERVICES PROVIDED TO NATURAL PERSONS AND CHOOSE THE MOST EFFECTIVE OPTION FOR YOU. |
updated on 04/05/2021, 14:00